• For: Fuel tanker transporters with OMC rental contracts (HPCL/BPCL/IOC)

• Credit Limit: Up to ₹3,00,000

• Repayment: 12 monthly EMIs

• Interest Rate: 24% per annum (2% per month)

• Processing Fee: 2% one-time

• Vehicle Insurance

• Product Liability Insurance

• Life and Health Insurance

• Corona Cover

• Tanker tyres (all brands)

• Car tyres

• Spare tyres

• Tanker batteries

• Car batteries

• Inverter batteries

• Scheduled maintenance

• Engine repairs

• Spare parts

• Body work

• Fitness Certificate renewal

• Tank Calibration

• Pollution Certificate

• Safety equipment inspection

• Valid OMC tanker rental agreement

• Minimum 3 months rental history

• Monthly rental: ₹40,000+ per tanker

• Valid vehicle RC

• Age: 25-65 years

• No overdue loans

• Fill online form (5 minutes)

• Upload documents

• Get pre-approval SMS

• Link/open bank account

• Sign loan agreement digitally

• Letter to OMC for direct rental credit

• Visit approved vendor

• Make purchase using BNPL ID

• We pay vendor directly

• You receive invoice

• EMI auto-deducted on 5th of every month

• From rental income in your account

• Get SMS reminders

• Track on mobile app

• Aadhaar Card + PAN Card

• Last 3 months bank statement

• Tanker RC copies

• OMC rental agreement

• Fitness Certificate

• Address proof

• Loan Amount: ₹1,00,000

• Processing Fee: ₹2,000 (one-time)

• Monthly EMI: ₹9,250

• Total Repayment: ₹1,11,000 over 12 months

• Total Cost: ₹13,000 (interest + processing fee)

• Speed: Approval in 5-7 days (vs 30-45 days for bank loans)

• Convenience: No PDCs, no collateral, digital process

• Flexibility: Use only what you need, pay only for what you use

• Cash Flow: Spread large expenses over 12 months

• Better Prices: 10-20% discount through vendor network

• Credit Building: Improve CIBIL score with timely repayments

• Insurance: ICICI Lombard, HDFC ERGO, Bajaj Allianz

• Tyres: MRF, Bridgestone, CEAT, Apollo, JK Tyre

• Batteries: Exide, Amaron, Luminous

• Service: TATA, Ashok Leyland authorized centers

Special discounts for BNPL customers: 10-20% off

Ramesh Patil - Pune

Problem: Annual insurance ₹80,000 blocking cash for operations

Solution: Used BNPL for insurance + tyres (₹2,00,000 total)

Result

• EMI: ₹18,500/month (manageable)

• Rental: ₹4.8 lakhs/month

• After EMI: ₹4.61 lakhs available

• Well-maintained fleet = Better OMC relationship

"I no longer stress about large expenses. My tankers are always in top condition."

• Online: transporterbnpl.petromoney.info

• Call: 1800-XXX-BNPL (Toll-free)

• WhatsApp: +91-XXXXX-XXXXX

• Visit: Nearest Petromoney branch

• For: Regular petrol pump customers (drivers, fleet operators)

• Credit Limit:: ₹5,000 to ₹50,000

• Repayment: 15-30 days

• Interest Rate: 0% if paid on time, 2% late fee per month

• Download Petromoney BNPL app

• Complete digital KYC (Aadhaar + PAN)

• Get instant credit limit

• Use at enrolled petrol pumps

• Repay in 15-30 days

• Enable BNPL at your pump

• Customer purchases on credit

• You get 100% payment in 24 hours

• Earn 1.5-2% commission

• Zero risk - we handle collections

• Fill full tank instead of limited amount

• 0% interest if paid on time

• Reward points and cashback

• Build credit history

• 30-40% higher transaction value

• Customer loyalty increases

• Additional revenue: ₹5-8 lakhs/year (with 100 customers)

• 100% payment guarantee

• Regular customer (10+ visits in 3 months)

• CIBIL score: 650+

• Age: 23-60 years

• Valid Aadhaar + PAN

• Digital billing system

• Minimum 100 daily transactions

• Active Petromoney relationship

• Average credit purchase: ₹18,000/month per customer

• Your commission: 1.5-2% = ₹270-360 per customer

• Monthly revenue: ₹27,000-36,000

• Annual revenue: ₹3.2-4.3 lakhs

Plus: Increased fuel margins from full-tank fills